Talk to an Attorney
Talk to an Attorney
You got in the car because it felt like the safe way home. Now you are hurt, and the driver’s insurance says to call the rideshare company. The rideshare company says to call your own insurance company. Nobody is answering, and the medical bills are already coming in while your paycheck stops because you cannot work.
Those fears are exactly what we sort out for you. Jinks Crow, P.C. is led by Christy Crow, the 144th President of the Alabama State Bar. Our attorneys know which of the layered insurance policies built into Alabama’s rideshare law has to pay your claim first. Clients who came to us confused about who owed them anything have left with the right company writing the check, their bills covered, and a real attorney answering their calls by name.
Contact Jinks Crow, P.C. today for a free, confidential consultation. Let’s discuss who owes you what before the insurance companies finish blaming each other.
Contact Us Now 334-738-4225
Rideshare accidents in Montgomery rarely look like a simple two-car crash, because a rideshare vehicle carries a different insurance policy depending on what the app was doing at the moment of impact. We build claims around how our clients were hurt and which policy applies to their crash. Some cases we handle include:
Alabama law treats a rideshare driver’s insurance differently depending on exactly what that driver was doing the moment you were hurt. Getting this wrong may lead to your claim being denied.
If the driver was offline, ordinary personal auto insurance applies. If the driver was logged on and waiting for a ride request, Alabama’s Transportation Network Company law (Ala. Code § 32-7C-2) applies. It requires at least $50,000 per person, $25,000 in property damage, and $100,000 per incident in liability coverage. If the driver was actively transporting you or on the way to pick you up, that same law pushes the required coverage far higher, layered on top of whatever the driver personally carries.
We pull the driver’s trip data and app logs to prove exactly which phase applies to your crash, because that single fact can be the difference between a $50,000 policy and a $1,000,000 one. Insurance adjusters typically do not volunteer to tell you which insurance coverage applies.
Alabama is one of the last states to still follow pure contributory negligence. If the insurance company can pin even a small share of the blame on you, it can refuse to pay you anything at all.
This rule is exactly why rideshare companies and their insurers fight so hard to shift any bit of fault onto the passenger or the other driver. Insurance adjusters are trained to ask questions designed to get you to admit some small piece of fault on a recorded call within days of the crash. Don’t let that happen without speaking with a rideshare injury lawyer who represents your interests. We start building the evidence that keeps the blame where it belongs. Depending on the circumstances, evidence may include trip logs, traffic camera footage, and witness statements.
Jinks Crow, P.C. has practiced Alabama personal injury law since 1978, when Lynn Jinks founded the firm in Union Springs. Today the firm is woman-owned, with offices in Union Springs and Montgomery and more than 150 years of combined legal experience among its attorneys.
Christy Crow served as the 144th President of the Alabama State Bar and was named Best Lawyers® 2026 “Lawyer of the Year” in Product Liability – Plaintiffs for Montgomery. You will know your attorney and your paralegal by name, and you will get straight answers about your rideshare claim at every step. We are not a call center reading from a script.
You have two years from the date of the crash to file a lawsuit under Ala. Code § 6-2-38(l). Evidence like trip logs and dashcam footage disappears far sooner than that, so calling early protects your claim even though the deadline itself is further out. Additionally, contacting a Montgomery rideshare injury lawyer early allows you to focus on your recovery while your attorney protects your legal rights. You won’t have to worry about making a potentially costly mistake.
If the driver was not logged into the Uber or Lyft app, the rideshare company’s insurance does not apply, and the claim runs through the driver’s personal auto policy instead. We check the driver’s app status before assuming which coverage applies to your case.
Most claims target the driver and the rideshare company’s contingent insurance policy, not Uber or Lyft directly, since both classify drivers as independent contractors. We identify every policy that owes you money before we file anything.
Alabama’s contributory negligence rule means even a small share of blame assigned to you can end your claim entirely. Building the fault evidence early is the best protection you have against that outcome.
Nothing upfront. We work on contingency under Alabama Rule of Professional Conduct 1.5, advance your case costs, and only get paid if we recover money for you. Legal fees should not prevent your fair recovery.
Get medical care first, even if the pain feels minor, and screenshot your Uber or Lyft trip receipt before it disappears from the app. Write down the driver’s name, license plate, and whether the app showed the driver as logged in or offline at the time. Call us before you give a recorded statement to any insurance company, including your own.
If your situation raises a question we have not answered here, that is exactly what your free consultation is for.
You do not have to sort out three insurance companies by yourself while you are still trying to recover. Contact Jinks Crow, P.C. at 334-738-4225 or through our online contact form for a free, confidential consultation, and let an attorney who knows Alabama’s rideshare insurance law tell you what your claim may be worth. You pay nothing unless we recover for you.
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